Best credit cards to use when overseas

1. Standard chartered cash back dividend card

One of my fav card for local purchases.

2. maybank horizon card

I use it after my manhattan cash back dividend card has reached it's optimal (which is $4,000) to get the max $200 quarter cap.

I love it that I could change for capitaland vouchers easily!!! Good for travel as the forex rate charged is decent. Heard that standard chartered's forex rate is higher. This can be substantial for big ticket items.

You gain some, you lose some.

As a gauge-- Spending of approx $20,000 gets you $360 capita voucher.

Read more here: 

http://info.maybank2u.com.sg/personal/cards/credit/credit-card-for-travel-horizon-platinum-visa-card.aspx

• Earn 5X tr'eats Points with every S$1 charged for air ticket(s)/travel package(s), purchases at Perfumes & Cosmetics outlets in Singapore Changi Airport, and overseas transactions. Redeem 2 air miles with every 5 tr'eats Points, and  prepare for take-off!
• Free enrolment to Maybank Frequent Flyer Programme and enjoy fee waiver for conversion of tr’eats Points to air miles.
• Complimentary access to selected VIP airport lounges  when you charge a minimum of S$400 in a single transaction on air ticket or travel packages to your Card. Horizon Platinum Visa Cardmember’s accompany guest(s) enjoys:
  • 20% off corporate menu at The Green Market at Changi Airport
  • 20% off walk-in rates for lounge access at Plaza Premium Lounge at Sultan Ismail International Airport,  Kuala Lumpur International Airport & Hong Kong International Airport and The Travelers' Lounge at Hong Kong International Airport.
• Complimentary travel insurancecoverage of up to S$1,000,000 when you charge the air tickets or travel packages in full to your Card.